Wildfire Disclosure Report

For Wildfire Risk, Remediations, and Insurability Assessment

24205 PARK GRANADA

CALABASAS, CA, 91302

Report Generated On: 03/04/2025 Aerial image captured by Airbus on 01/23/2025

This report may contain confidential information. If you are not the authorized purchaser or an authorized agent, be aware that any use, reproduction, or distribution of this report is strictly prohibited.

This report is based on the latest commercially available satellite images. If the images in this report do not reflect recent wildfire mitigations, please contact FortressFire to schedule an Onsite Inspection. FortressFire Onsite Inspection technology will provide the most comprehensive view of your current wildfire risk and actionable steps to minimize your wildfire Vulnerability Score.

About this Report

Wildfire is threatening more homes in California than ever before. Insurance costs are growing as a result, and state and local regulations now require compliance with specific standards for homes in certain hazard zones. This report is designed to help you navigate these challenges, understand your property’s wildfire risk, and take meaningful steps towards making your home compliant and insurable.

Key insights include:

1. Your property’s hazard ratings, which estimate how intense a wildfire will be if / when it arrives at your property.
2. Your home’s Vulnerability Score, which measures how likely your home is to survive if / when a wildfire arrives at your property.
3. Whether or not your home is subject to state compliance requirements, and FortressFire's best estimate on whether or not your property is compliant.
4. Specific recommendations on how to improve your home’s Vulnerability Score and make your home more compliant and insurable.

The combination of hazard ratings and vulnerability scoring determines whether or not your home is subject to state and local regulatory compliance and whether or not your home is insurable. Although you cannot change your property’s hazard ratings, you may be able to improve your property’s Vulnerability Score by following the recommendations in this report.

Warranty & Disclaimer

FortressFire hereby warrants that each Report is free from defects in material or workmanship for a period of six (6) months; provided that FortressFire makes no warranty as to the accuracy of any information contained in such Report. This Report is not intended as, nor is it to be construed as, a guarantee regarding wildfire risk.

Wildfire Risk Summary

This report is intended to provide an initial broad-based indication of the ignition risk and statutory compliance of the property.

Threat Vector Breakdown

Vulnerability Score

A higher Vulnerability Score means that a property has a higher risk of being damaged or destroyed by a wildfire. The Vulnerability Score is calculated by analyzing satellite imagery, property data, and physics-based ignition models.

Hazard Rating

CPUC Rating: Elevated
USDA Rating: Low
Compliance Indications: Subject to AB 38: Yes
AB 38 Compliance: Compliance Risk Factors Detected

Wildfire Risk Mitigation Overview

This report is intended to provide an initial broad-based indication of the ignition risk and statutory compliance of the property.

With these mitigations, your property’s Vulnerability Score could be reduced by up to 95 points, making the property safer from wildfire, and potentially more insurable. Mitigations that affect the compliance status of your property are also listed.

1. Remove, Limb / Trim, or Move Trees in Zone 0
2. AB 38 Zone 1 Tree Trimming
3. Additional Vegetation Management
4. Vent Improvements
5. Combustible Elements

Mitigated Threat Vector Breakdown

Understanding Your Hazard Rating

Wildfire hazard ratings are probabilistic models that rely on historical fire information, topography, weather patterns, and vegetation to rate the likelihood that a wildfire will impact a given area.

Understanding Your Vulnerability Score

The Vulnerability Score reflects the amount of energy that must be removed in order to keep structures from burning under any wildfire scenario.

Understanding Your Regulatory Compliance Indications

California’s Assembly Bill 38 (AB 38) defines how the seller of a residential property must submit documentation of compliance with locally adopted defensible space requirements prior to the close of escrow.

AB 38 & IBHS Standards

The following represents the disclosure standards under the PRC 4291 and Chapter 7A of the California Building Code portion of AB 38 and certification standards for IBHS Wildfire Prepared Home.

Order an Onsite Inspection

FortressFire Inspections define a property’s characteristics and condition as they relate to wildfire vulnerability, regulatory compliance, and insurance standards.